Pensioners

Pensioners Income Tax Return Filing in India

Hassle-Free ITR Filing for Senior Citizens and Pensioners

Get Expert Help • Maximize Deductions • Stay Compliant

What is Pensioner ITR Filing?

Pensioners are individuals who receive retirement pension from previous employment — either from the government, PSU, or private sector.
Even after retirement, pension is treated as “salary income” and must be reported in the Income Tax Return (ITR).

All pensioners (below & above 60) need to file ITR if income exceeds basic exemption limit.

Income Sources for Pensioners

Which ITR Form for Pensioners?

Our team helps you select the correct ITR form based on your exact income structure.

Exemptions & Deductions for Pensioners

Pensioners are eligible for various benefits under Income Tax laws:

• Standard Deduction: 50,000

• 80C: 1.5 Lakh (LIC, PPF, NSC, ELSS, etc.)

• 80TTB: 50,000 interest exemption on Savings/FDs (for senior citizens)

• 80D: Deduction on medical insurance premium

• Section 10(10A): Commutation of pension (partially exempt)

• Rebate u/s 87A: Up to 12,500 tax relief if income < 5L

Who Should File ITR as Pensioners?

• Individuals receiving monthly pension

• Retired government or private sector employees

• Senior Citizens (60–79 yrs) & Super Senior Citizens (80+ yrs)

• Family pension recipients

• Pensioners with income from interest, rent, or investments

• Pensioners with TDS deductions on pension/income

Filing ITR ensures refund claims, proof of income, and smooth financial planning.

Documents Required

• PAN & Aadhaar

• Form 16 (Pension)

• Pension Payment Order (PPO)

• Form 26AS / AIS

• Interest Certificates from Banks/Post Office

• Investment Proofs (LIC, PPF, etc.)

• Rent Agreement (if applicable)

• Medical insurance premium details

Due Dates for ITR Filing

Filing after due date attracts penalties up to 5,000.

How SSA TAX Helps Pensioners File ITR

Personalized consultation for ITR selection
Check for applicable rebates and deductions
Generate Form 26AS and AIS report review
Compute exact tax/refund amount
e-File ITR and email you acknowledgment
Priority assistance for TDS refunds

Why Choose SSA TAX for Pensioner Filing?

Special pricing available for senior citizens and pensioners!

Testimonials

"As a retired railway employee, I had no clue about deductions. SSA TAX helped me get 7,000 refund!”
— Mr. R.P. Sharma, New Delhi

"They explained everything patiently and did all the filing online. Very safe and trustworthy."
— Mrs. Kumud L., Jaipur

Need Help Filing Your Pension Return?

Don’t wait till the last date. Let professionals at SSA TAX take care of your tax filing, while you relax.

Call / WhatsApp: +91-9773346539/38/34
Email: info@ssatax.in
Website: www.ssatax.in

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FAQs – Pensioner ITR Filing

Q1. Do pensioners have to file ITR even if tax is deducted?
Yes, especially if you want to claim refund or show income proof.

Q2. Which ITR is best for pension income?
ITR-1 or ITR-2, depending on additional income sources.

Q3. What if I have both pension and family pension?
We compute both income heads correctly under their respective sections.

Q4. Can I claim 80TTB and 80TTA both?
No. Senior citizens can only claim 80TTB.

Q5. Can I get refund if extra TDS is deducted from my pension?
Yes! You must file ITR to claim that refund.

File Stress-Free – File with SSA TAX Today!

You served your duty. Now let us serve you.
Expert filing for pensioners, made affordable and secure.