House Rental Income

House Rental Income Filing in India

File Your Property Income Tax Return Accurately & Maximize Legal Deductions

Rental Income • Standard Deduction • Tax Planning • Expert Filing Assistance

What is Rental Income?

Rental income is the money you earn from letting out your residential or commercial property. As per the Indian Income Tax Act, rental earnings are taxable under the head "Income from House Property" – even if received from multiple properties.

Sources of Rental Income

• Rent from residential houses/flats

• Rent from commercial shops/offices

• Rent from multiple properties

• ‍‍ Rent from shared or co-owned property

• NRI property rental income in India

How is Rental Income Taxed?

Final result is called “Income from House Property”, and is taxed as per your income tax slab.

Deductions You Can Claim

• 30% Standard Deduction (without proof)

• Municipal Taxes actually paid during the year

• Interest on Housing Loan

  • Self-Occupied: Up to 2 lakh (u/s 24b)

  • Let-Out: Full interest allowed (no limit)

• Pre-construction interest (spread over 5 years)

• Co-owner benefit: Split income & tax

ITR Forms for Rental Income

Documents Required for Filing

• PAN & Aadhaar

• Property Address(es)

• Rent agreement (optional but useful)

• Rental receipts or bank statement

• Home loan statement (if applicable)

• Municipal tax receipts

• Co-owner details (if any)

• Form 26AS / AIS / TIS

Important Dates

• ITR Filing Deadline: 31st July (Non-Audit cases)

• Advance Tax Due Dates (if rental income > 10,000/year):

  • 15th June, 15th Sept, 15th Dec, 15th March

‍ Why Choose SSA TAX for Rental Income Filing?

Common Scenarios We Handle

• Multiple properties in different cities

• ‍‍‍ Joint ownership and split tax planning

• NRIs renting out Indian properties

• TDS reconciliation with Form 26AS

• Loan interest adjustment on rented property

• Commercial property rent with GST

What Clients Say

“Thanks to SSA TAX, I was able to claim 1.5 lakh home loan interest and got a good refund on my property income.”
– Akshat M., Pune

“As an NRI, I was confused about rental tax rules in India. They made everything super easy and digital.”
– Shweta G., Dubai

File Your Rental Income ITR with Experts

Maximize your deductions and stay fully compliant with Indian tax laws.
Whether you own 1 property or 10, we’ll help you file the right ITR, on time, and hassle-free.

Call/WhatsApp: +91-9773346539/38/34
Email: info@ssatax.in
Website: www.ssatax.in

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FAQs on House Rental Income Filing

Q1. Is rental income taxable for NRIs?
Yes, rental income earned in India is taxable in India, even for NRIs.

Q2. Can I claim repair/maintenance expenses?
No, only a flat 30% deduction is allowed under Section 24.

Q3. Can I file ITR-1 for rental income?
Only if you have one house property, salary income, and meet other eligibility.

Q4. Do I need to report rental income if it’s below 2.5L?
It’s optional, but recommended to file for refunds or credit reporting.

Q5. Can I adjust interest from home loan?
Yes, up to 2L for self-occupied; full deduction for let-out property.

Start Now & Stay Stress-Free

Get peace of mind with expert help on rental income tax filing.
Let SSA TAX manage your ITR so you never miss a deduction or deadline.