File ITR-2 Online - Capital Gains, Foreign Assets & Complex Income, Done Right
Sold shares, mutual funds, or property? Have foreign income, two house properties, or unlisted shares? ITR-2 is your form and SSATAX experts file it with zero errors.
Starting price + Govt. Fees if any | CA-Reviewed | Same Day
The Basics
What is ITR-2? - AY 2025-26
ITR-2 is the income tax return form for individuals and HUFs who have income beyond a simple salary investments, multiple properties, foreign assets, and more.
ITR-2 is prescribed for resident and non-resident individuals and HUFs (Hindu Undivided Families) who have income from salary, capital gains, house property, foreign assets, or other sources but not from business or profession.
It is more comprehensive than ITR-1, covering complex income scenarios that require detailed schedules for capital gains, foreign reporting, and multiple assets.
Key Difference from ITR-1
New Rules & Regulations
ITR-2 Critical Updates AY 2025-26
Budget 2025 and CBDT circulars brought major changes to capital gains tax and ITR-2 reporting. Know these before you file.
LTCG Tax Rate Changed Big Change
Long-Term Capital Gains (LTCG) on equity & equity MFs now taxed at 12.5% (up from 10%) without indexation for transfers after 23 July 2024. The ₹1.25 lakh exemption limit applies.
STCG Rate Revised Big Change
Short-Term Capital Gains (STCG) on listed equity shares & equity MFs under Section 111A now taxed at 20% (up from 15%) for transfers post 23 July 2024.
Property Capital Gains No Indexation New
For properties sold after 23 July 2024: LTCG taxed at 12.5% without indexation. However, properties acquired before 23 July 2024 can still opt for the old 20% with indexation if beneficial.
LTCG Exemption Raised
Annual LTCG exemption on equity/equity MFs raised from ₹1 lakh to ₹1.25 lakh per financial year. Gains above this are taxed at 12.5%.
Foreign Asset Disclosure Stricter
Schedule FA (Foreign Assets) now requires disclosure of foreign bank accounts, investments, immovable property, and any financial interest abroad. Penalty for non-disclosure: up to ₹10 lakh under Black Money Act.
AIS/TIS Cross-Check Mandatory
IT Department now auto-matches capital gains in ITR-2 with data from brokers, depositories (CDSL/NSDL), and mutual fund houses via AIS. Any mismatch triggers an automatic notice.
Crypto / VDA Reporting New Schedule
Schedule VDA (Virtual Digital Assets) is now mandatory in ITR-2 for crypto transactions. VDA income taxed at flat 30% + surcharge + cess. No set-off of VDA loss allowed.
Buyback Tax Shift Now in Hands of Shareholders
From Oct 2024, company share buyback proceeds are taxable in the hands of shareholders (not the company). Report under capital gains in Schedule CG of ITR-2.
New Tax Regime Applicable for ITR-2
New Regime is now default. However, if you have capital gain carry-forwards or house property losses to set off, Old Regime might still be more beneficial. SSATAX calculates both.
New Capital Gains Tax Rates AY 2025-26
Budget 2025 completely overhauled capital gains taxation. Here's the updated rate card you need to know before filing.
| Listed Equity / Equity MFs (Sec 111A) | 20% |
| Debt MFs / Bonds / FDs | As per slab rate |
| Property / Land (held < 24 months) | As per slab rate |
| Unlisted Shares | As per slab rate |
| Gold / Jewellery (held < 24 months) | As per slab rate |
| Virtual Digital Assets (Crypto) | 30% flat |
| Listed Equity / Equity MFs (above ₹1.25L) | 12.5% |
| Listed Equity first ₹1.25 lakh | Exempt |
| Property / Land (held ≥ 24 months) post 23 Jul 2024 | 12.5% (no indexation) |
| Property acquired before 23 Jul 2024 | 20% with indexation OR 12.5% without (choose lower) |
| Debt MFs (held > 24 months) | 12.5% (no indexation) |
| Unlisted Shares (held > 24 months) | 12.5% (no indexation) |
What Income is Reported in ITR-2?
ITR-2 covers a wide range of income sources. Here's what's included and what's not.
Salary / Pension
All allowances, perquisites, HRA, LTA, PF contributions
Multiple House Properties
Rental income from 2+ properties, self-occupied losses
Capital Gains Shares & MF
LTCG/STCG from equity, debt, hybrid mutual funds & stocks
Capital Gains Property
Sale of residential / commercial property, land, plots
Foreign Income & Assets
Income from foreign salary, investments, bank accounts, rental
Crypto / VDA Income
Bitcoin, Ethereum, NFTs Schedule VDA mandatory
Dividends & Interest
Dividend from stocks, FD/RD interest, savings bank interest
Director's Income
Salary/remuneration as director of a company
Agricultural Income > ₹5,000
Partial agricultural income for tax computation
Lottery / Horse Race Winnings
Income from games of chance, crosswords, lotteries
Business / Professional Income
Not covered in ITR-2. Use ITR-3 instead
Presumptive Income (44AD/44ADA)
Not covered. Use ITR-4 (SUGAM) instead
All ITR Forms Compared India 2025-26
7 forms, 7 taxpayer types. Know the difference so you file correctly and avoid a defective return notice.
| ITR Form | For Whom | Key Income Sources | Income Limit |
|---|---|---|---|
| ITR-1 (SAHAJ) | Simple salaried individuals | Salary, one house property, FD/savings interest | Up to ₹50 Lakh |
| ITR-2 ⭐ YOU | Individuals/HUF no business income | Capital gains, multiple house properties, foreign assets, NRI, directors, crypto, high income | No Limit |
| ITR-3 | Individuals/HUF with business income | Proprietary business, practice income (CA, doctor, lawyer) + all ITR-2 sources | No Limit |
| ITR-4 (SUGAM) | Presumptive income filers | Business u/s 44AD, professionals u/s 44ADA, transport u/s 44AE | Up to ₹50 Lakh |
| ITR-5 | Firms, LLPs, AOPs, BOIs | Partnership firms, LLPs, co-operative societies | No Limit |
| ITR-6 | Companies | All companies except Sec 11 exemptions | No Limit |
| ITR-7 | Trusts, NGOs, political parties | Sec 139(4A)–139(4F) entities, religious & charitable trusts | No Limit |
Should You File ITR-2? -Quick Check
Filing the wrong form makes your return defective the IT department sends a notice and you have to re-file. Verify before you file.
File ITR-2 If You...
Don't File ITR-2 If You...
Documents Required for ITR-2 Filing
ITR-2 requires more documents than ITR-1 due to capital gains and complex income. Keep these ready we'll do the rest.
How It Works
SSATAX ITR-2 Filing - Step by Step
From document collection to acknowledgement we handle every step so you don't have to navigate complex schedules yourself.
Share Documents
Send via WhatsApp, email, or our portal
Income Analysis
CA reviews all income sources & deductions
Capital Gains Calc
LTCG/STCG computed scrip-wise & asset-wise
AIS/26AS Match
All data cross-checked to avoid notices
Regime Selection
Old vs New regime we pick what saves you more
ITR-2 Filed
Return filed on IT portal, acknowledgement shared
e-Verification
Aadhaar OTP or EVC we guide you through it
Refund Tracking
We monitor & follow up until refund is credited
SSATAX vs Other Firms
ITR-2 is complex. Most portals auto-compute and miss errors. SSATAX does it differently here's how.
Scrip-wise Capital Gains (Schedule 112A)
We compute LTCG for every stock/MF separately as required by Schedule 112A something generic tools often get wrong, triggering notices.
NRI & Foreign Asset Specialists
DTAA benefits, Schedule FA, Schedule FSI SSATAX has specialist knowledge for NRI and foreign income scenarios. Most local CAs don't.
Crypto / VDA Tax Experts
Schedule VDA with correct P2P and exchange transaction mapping. We handle multi-platform crypto portfolios Coinbase, WazirX, Binance, and more.
Regime Comparison Included Free
We calculate tax liability under both Old and New regimes and tell you exactly which one saves you more no additional charge.
Notice Protection & Response
Post-filing income tax notices? We respond on your behalf. For clients who filed with us, basic notice assistance is included.
Same-Day Filing Guarantee
Send documents before 3 PM your ITR-2 is filed the same day. Complex returns (multiple capital gains, foreign assets) within 24 hours.
WhatsApp-First Service
No lengthy portals or forms. Share documents on WhatsApp and our team handles everything from computation to submission.
Real Office Jaipur
Walk into our Vidhyadhar Nagar office for face-to-face consultation. Unlike online-only platforms, we're a real firm with real accountability.
Lifetime Free Consultation
File once with SSATAX and get lifetime free tax consultation. Questions on capital gains, regime switching, TDS we're always available.
Frequently Asked Questions
ITR-2 Filing FAQs AY 2025-26
Answers to the most common questions our investors and salaried clients ask about ITR-2.
- LTCG on equity/equity MFs: 12.5% (up from 10%). Exemption ₹1.25 lakh/year
- STCG on equity/equity MFs (Sec 111A): 20% (up from 15%)
- LTCG on property: 12.5% without indexation (or 20% with indexation for property acquired before 23 Jul 2024)
- Crypto (VDA): 30% flat, no set-off allowed
- STCG losses can be set off against both STCG and LTCG
- LTCG losses can only be set off against LTCG (not STCG)
- Capital losses cannot be set off against salary or other income
- Unabsorbed capital losses can be carried forward for 8 years
- VDA losses: cannot be set off against anything